Wednesday, July 7, 2010

Herndon's 8 Tips About Insurance During Hurricane Season

Hurricane Ike hit Galveston County on September 13, 2008 at 2:39 AM. It was the third costliest hurricane to ever make landfall in FEMA history, trailing Hurricanes Andrew and Katrina. Ike also presented many challenges during the Atlantic hurricane season, and claimed 195 deaths in total. Too add to these challenges, Ike resulted in the largest evacuation in Texas, and resulted in over 80% home lost along the Bolivar County Peninsula in Texas.

Many media outlets out of Houston and Galveston reported homeowners’ and business owners’ claims of paying insurance premiums before the hurricane, to find out they had no insurance to cover the loss and damages due to Ike. This highlighted a clear miscommunication and an absence of understanding, which proved to be devastating for thousands of community members across the region.

While our region is now amidst the crucial hurricane season, it is vital for people in our community to truly grasp how insurance works to keep them and their most valued possessions protected during a very fragile season. Brandon Herndon, independent insurance agent and insurance information consultant, affords many people the opportunity to learn about the benefits of insurance, what a particular insurance plan will offer them during hurricane season, and a breakdown of the insurance industry in general. Relaying this information provides the clearest understanding of the entire process and potential outcomes.

A hurricane segment featuring his Eight Tips about Insurance During Hurricane Season could explore the following themes:
1) Vulnerability
2) Disaster Plan of Action
3) Disaster Supply Kits
4) Evacuation Plan of Action
5) Safety First (Do’s and Don’ts)
6) Post-Disaster Plan of Action
7) Damage & Loss Determining
8) Flood Insurance Benefits

If you would like a copy of Brandon's 8 Tips About Insurance During Hurrican Season article fro your own blog or publication, please contact Bridgett Holden-Joe at bhjoe@scprelations.com, or Andrea Harden at aharden@scprelations.com.

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